Fees are only charged for services you actually use, and will appear on your statement when applicable.

If you have any questions, please contact your plan sponsor, financial advisor or OppenheimerFunds at 800 835 7305.

1. Traditional IRA, Roth IRA, Simple IRA and SEP IRA accounts.

2. Applicable only to Single KSM and 403(b). For 403(b) plans in the state of Texas, the loan initiation fee is $50.