Client Conversations Made Easy

Speaker Notes

All of the expenses add up. $3 per day for coffee for each adult in the household may not sound like a lot, but $2,180 a year does. Lest we only pick on coffee buyers, lets turn our attention to gym memberships. It costs, on average, $66 each per month for both adults to have gym memberships or $1,600 per year but it is estimated that 67% of people with gym memberships never use them. Don’t even get us started on lottery tickets. 

It all matters. Little expenses over time become unrecognized big expenses.