While employers have embraced the Roth savings option, retirement plan participant usage of Roth contributions has grown at a slower pace. One reason for this may be a lack of understanding about the potential benefits making Roth contributions now may offer in retirement.

Our paper, Roth Contributions Can Make a Difference in Retirement, offers insights into the role of Roth contributions in a retirement plan. The piece examines how Roth contributions differ from traditional (pre-tax) contributions and Roth IRAs, and the potential benefits of after-tax contributions versus pre-tax contributions.   

OppenheimerFunds is dedicated to helping you make well-informed decisions about retirement.   Access our paper, Roth Contributions Can Make a Difference in Retirement, and contact your financial advisor to start the conversation about Roth today.

1. The account must have been established for at least five years and you experience a qualifying event.

2. Contributions to a Roth IRA can be withdrawn tax free at any time.