While employers have embraced the Roth savings option, retirement plan participant usage of Roth contributions has grown at a slower pace. One reason for this may be a lack of understanding about the potential benefits making Roth contributions now may offer in retirement.
Our paper, Roth Contributions Can Make a Difference in Retirement, offers insights into the role of Roth contributions in a retirement plan. The piece examines how Roth contributions differ from traditional (pre-tax) contributions and Roth IRAs, and the potential benefits of after-tax contributions versus pre-tax contributions.
OppenheimerFunds is dedicated to helping you make well-informed decisions about retirement. Access our paper, Roth Contributions Can Make a Difference in Retirement, and contact your financial advisor to start the conversation about Roth today.
OppenheimerFunds is not undertaking to provide impartial investment advice or to provide advice in a fiduciary capacity.
Mutual funds and exchange traded funds are subject to market risk and volatility. Shares may gain or lose value.
Diversification does not guarantee profit or protect against loss.
Talk to your financial advisor and consider whether or not traditional pre-tax or Roth after-tax retirement contributions are suitable for you.
These views represent the opinions of OppenheimerFunds, Inc. and are not intended as investment advice or to predict or depict the performance of any investment. These views are as of the publication date, and are subject to change based on subsequent developments